Is the Mulebuy Spreadsheet Actually Worth Your Money in 2026? I Spilled My Budget to Find Out Hey fam, it’s your girl Zara “The Spreadsheet Sorceress” Chen back at it again. If you’ve been following my chaotic journey from impulse-buy disaster to semi-functional adult, you know I live by one motto: if you can’t track it, don’t stack it. As a freelance UX designer who works from my tiny-but-cute Brooklyn apartment, my brain operates at two speeds: hyper-focused on client projects, or completely scattered when it comes to my own finances. Enter the mulebuy spreadsheet—the latest budgeting tool everyone’s whispering about in finance TikTok corners. I’ve been testing it for…